of Welcome everyone,
Let me start by saying life was/is a challenge. Throughout my life I’ve been through some difficult paths. I can look back and say that I was lucky to have made it this far in life. I grew up a rough neighborhood and saw many horrendous things. During and after high school, I worked in factories, warehouses, and various food chain restaurants within a two-year span. I then attended a community college, and almost one year through, I was recruited as a combat soldier of the U.S. Army in 1995. I loved it, but due to sustained injuries, I served only three years.
I departed from the Army with almost crippled conditions and in lots of pain. I was on lots of medications for pain and other health issues. After many years on medications, I started to reinvent myself. I read lots of books on health, including herbs, various exercises, and meditation. I even educated myself on psychology. Little by little, I dropped all my medications. I find exercises, diets, meditation, and many different herbs to be my overall solution for my healthy self.
In 2018, I found ways to earn passive income. I am now helping people with their credit scores. I find this particular passive income to both beneficial for me and the people that I helped. The people that I helped get to see their credit scores go up from 50 to 100 points. This helped them saved a lot financially on their loans, credit cards, car insurances, renting, etc. Credit scores are becoming a major factor in our everyday lives. Companies are using this step to verify your worth to them. It’s a pleasure to be able to help.
John’s story
I wanted to be serve and retire in the Army. Unfortunately, things went the wrong way. Injuries, including other conditions, and having to take lots of medications made it hard for me to function on a daily basis. After many years of not getting anywhere but worst, I had to re-invent myself for the better. I started reading many books on health including various diets, exercises, meditation, and herbs. I would try them out and see which ones work and which ones do not. Starting a healthy diet was the first one I tried. It was an important step to a healthy lifestyle. The change for healthy foods were more expensive, but worth every penny. I felt better and less tired.
Exercise was the second one that I tried. I would run on the tread mill just to get my endorphin going. But that was not enough. I was still too tense and angry. Then I studied weightlifting and different muscle groups. I invested in some weightlifting equipments and turned my garage into a gym. I find this very helpful. But it was not enough. Healthy foods and exercise was just almost half of my solution.
I then tried meditation. It was hard from the beginning, but practicing it every day at bedtime, helped me to put my mind at ease. This I find, was another solution to my added health benefits. But I need to do more. I want to get off those meds due to the side effects and be meds free. I bought many books on herbs and studied them. I became convinced due to the overall health benefits based on clinical studies done.
After trying various herbs, I find them helpful. Talking with my doctor was the best approach for me. I didn’t want the herbs to counter-act with the meds. I asked to drop them. It was not understood by my doctor, but I explained the reason for and the way I am feeling. I even told my doctor that I substituted the herbs for the meds when I go on vacation and that I felt better. Overtime, my doctor saw the improvements I made and agreed to gradually take me off those meds.
After being meds free, I went on using the appropriate herbs I need for my health. I tried so many herbs in combinations and I settled for the ones I benefited most from. I am more than happy to have been able to do this without any side effects. Feeling better and being able to do more things in life was the best thing that ever happened to me after many years of suffering from pain and other health conditions. I am more energetic, healthier, and in better shape than most people in their teens and twenties. Determination on what works are the key to my success and it can be by anyone who willing to put it to work.
Life was not fully complete. In 2013, I began investing in many online courses about financial subjects. I wanted to do more than just being healthy. I invested in money making programs and those were disastrous. I end up spending more and supporting those people with no actual income of their own. I tried online store businesses where you invest in brand names apparels and have them ship to the customer by the warehouse of the main company. That was a failure also. I realized that you can’t make it unless you actually own the ideas or businesses. For most of the businesses I made investments on, were reimbursed by some states who found that these companies were a fraud. That was some reliefs.
In 2016, I studied stocks and other investments. I bought books and paid for online seminars. These can be beneficial to you if you know what to look for and what meets your need. The stocks sector can be very challenging, where solid investments such as renting a house, equipments, or selling items can be very rewarding. After paying online stocks gurus for their knowledge, I noticed that they are just trying to make a living by using the fees paid by you. They all are trying to tell you that they are the best. In reality, if you listen to the news, watch the trending stocks of any companies, and learn how to read charts, you will have the same results as the proclaimed gurus who are trying to tell you otherwise.
I lost thousands of dollars. I wish I had known better from the beginning. But you learn as things become clear. Unfortunately, many people go through these painful steps without realizing that you really don’t need those self-proclaimed so-called stocks experts who don’t really help you but take your money and live lavishly on your innocent of ignorance. The real question to ask: If these so-called experts or gurus know secret about stocks, why don’t they do it themselves and get all the profits? You’re better off investing in companies like Acorns, Robbin hood, or just buy some stocks on big companies like google, Amazon, Facebook, just to name a few.
Something happened on September of 2018 as I was browsing the internet. I was looking for a way on how to make a passive income. I went through a bunch of them. I accidentally found a company who offered to pay anyone who has a good to excellent credit score and history. But you have to also have a credit card in good condition with 25% or less usage of the total balanced. I thought that this was a scam. So, went to the website and browse around.
I read everything on the website. I did research on it and their claims. It turned out to be legit. I was contented. I contacted the online chat representative and asked more questions. I even got in contact with the owner of the company. We talked about twenty minutes and our phone numbers were exchanged. The owner was walking me through the steps. I became convinced and proceed to be “apart” of the company. I was not really apart of the company but I was linked and was able to help out the customers in need of better credit scores. The best part, “I was my own boss”. I can participate when I want and get paid monthly if needed.
I studied other passive incomes. I came across many, but one stood out. The business is all about helping people building their credit history on a fast level. People were getting their credit scores increased legally from 50 to 100 points. The business uses a strategy called “piggyback” credit. After signing up some family members, I was surprised to see how fast their credit scores went up. As of now, I’ve helped hundreds of people to get the score they need to be financially set.
Just to make a point. Before all this, I always wanted to know how to get the best loans possible with the lowest interest rates. I was surprised that when I went into a Toyota car dealership and was trying to buy a second car through a loan. The sales person took my information and came back to me with a smile. He said, “your credit status is in the three top tiers range”. I was confused and asked, “What do you mean?” He said that your credit scores are excellent and that your will have a 0% APR should I purchase the brand-new car. I was a little shaken, but was ecstatic. I thought that I robbed the car dealership blindly and began laughing silently.
As I was taking the car home, I was thinking how good it is to have a brand-new shiny car with 0% interests on payments. Then that was when it clicked to me about the power of a better credit score. It matters of the difference between the principal and interests. In my case, I had no interests to pay!
Having a great to excellent credit scores, can reduced interests fees on loans, credit cards, renting, car insurances, and on other companies who rely on credit scores for them to see your worth.
WHY I THINK I CAN HELP?
I have turned around my stagnation of health and wealth. Learning and applying what works and what don’t work. By going through trials and failure I experienced better success to a happier life. Not everyone have the time to make things better for themselves. I think I can help people who are in the “dead zone” of their lives, so to speak. I have invested so much and I am putting out what I’ve learned so that others can get the necessary information needed for a happier, healthier, and wealthier life.
Helping others to get where they need to go and what matters most are my missions. I think that everyone needs crucial information. When you’re not in the know, things can get really on the negative side. If I helped someone today, I see that as accomplishment for today, knowing that someone has a better life. That little difference that spark that smile on that person’s face to live a better life is what matters most.
THIS SITE IS ALL ABOUT HEALTH AND WEALTH
This website is about helping others to find the information they need to improve their lives. Health wise, they will find what strategies I have used when it comes to exercising, dieting, and various herbs which have made me alive again. I will not hesitate to deliver these methods, for I know that people will be looking for ways to improve their health and to feel good about themselves. I will put updated links on health topics as you seek them.
For the financial part, if someone in need of better credit scores to get a loan, credit cards, rental seeking, car insurances savings, and other companies who rely on credit scores to approve you, this site will have the necessary information to get you on the right track. I will also post other financial links about information on stocks and market news as I received them.
If I do get affiliated with companies promoting their products, I will only promote products that I have used and worked for me or that has been clinically been tested to work. I will also post what works and what is a waste of your money, should you be interested on a product that I don’t recommend through experience. The goal of this site will be useful and credible for anyone who wants to make that change in his/her life. I am looking forward to see you meet your goals.
If you have any questions, feel free to leave them below and I will be more than happy to help you out.
All the best,
john@healthy-and-wealthy-lifestyles.com
